Category Archives: Useful Money Stuff

what is an iva

What is an Individual Voluntary Arrangement (IVA)? An Individual Voluntary Arrangement is a contract between you and your creditors. You pay an agreed monthly sum, usually for 5 years. This is divided up between people you owe money to, who … Continue reading

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Using Credit Cards Responsibly

Most of us aren’t born knowing how to use credit cards. Still, it’s important to learn the rules of the credit card game – preferably before you start playing. These do’s and don’ts of credit card usage encourage healthy spending … Continue reading

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Prepare for your holidays

Brits spend around £1 billion abroad annually replacing items they left at home by accident. These are the findings of a poll carried out by Abbey Credit Cards, which discovered that cameras and swim suits are both the top two … Continue reading

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10 Way’s to save Money

1. Consider a pay-as-you go mobile Ask yourself this: is your mobile phone absolutely necessary? If the answer is yes, then ask yourself whether you really need all those minutes and texts that come as part of your package. If … Continue reading

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Minimise risk to your finances

Here’s how to minimise the risk of being caught in the trap. Unfortunately, unemployment and shorter hours may still beckon, but at least your finances will be sorted… 1. Defer or delay big purchases, unless paying by cash Christmas is … Continue reading

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